Housing
We have the insurance you need
​
You own a property (apartment/villa/residence) and wish to protect it against any damage it may suffer.
​
CGAP brings you several insurance solutions covering your buildings, your personal property as well as additional costs in the event of a claim.
You will also be protected for the damage you cause to others (Civil Liability).
At CGAP, we offer you personalized service, a wide range of products and exemplary after-disaster support.
Protections available
Your residence (including outbuildings and annexes)
There are different formulas to guarantee your property against risks such as fire or water damage. To establish the reconstruction value, we can provide you with advice
Your furniture : this includes all of your assets. Identify them and draw up a report: furniture, embellishments and fittings, audiovisual equipment and household appliances, leisure items, clothing, etc.
Recourse : A tenant recourse guarantee which covers your liability in the event of a defect or construction defect in the accommodation itself.
Recourse of neighbors and third parties , which will protect you in case a disaster would come from your accommodation and would cause damage to your neighbour.
Costs to help you : guarantees allow the owner to receive compensation aimed at covering the costs and financial losses resulting from a claim: relocation costs, excavation costs, loss of rent, etc.
The risks covered
Indispensable
​
All the formulas we offer cover your liability and the main risks (fire, water damage, theft, etc.), whether you are responsible or a victim.
​
Public liability : For damages caused to others, you risk being sued and will have the obligation to repair, financially, the harm caused.
​
Fire, explosions and electrical damage : This warranty protects your property against damage caused to your home by fires, explosions, smoke and lightning.
​
Water damage : This warranty covers damage caused by problems with the pipes, leaks, water infiltration through the roof as well as damage from your electrical appliances.
​
Natural disasters: This guarantee compensates you for damage caused by storms, snowfall, floods, after a storm or thunderstorm, etc.
​
Flight : This guarantee compensates you for damage caused by storms, snowfall, floods, after a storm or thunderstorm, etc.
​
Additional costs : Relocation costs, travel costs, expert fees, demolition and clearing costs, among others
Work accident : Your household staff (driver, cleaning lady, etc.) may have Occupational Accident cover.
​
Recourse of neighbors
​
Rent losses
​
​
Tailor-made covers
Ask for advice
Optional guarantees.
Optional guarantees will allow you to cover your property that will not be covered by the initial contract. They can prove to be useful to cover important expenses which would not have been included in the base.
​
Pool formula: all accidents around the swimming pool + problem relating to equipment
​
Formula replacement value: to allow you to receive additional compensation, possibility of opting for the "replacement value" formula
​
Formula School or family: it guarantees you against daily risks by replacing you to compensate for damage caused by yourself or your loved ones
Renewable energy formula: this formula guarantees you damage to your solar panels, heat pumps, photovoltaics, etc.
Quality support with CGAP
You can turn to CGAP with confidence, because we have the skills and the products to meet your wishes.
​
A very large choice of offers (more than 9) carefully selected with our partners
+ Possibility to personalize your contract thanks to the options that CGAP will advise you.
Please note: Each Company does not offer the same additional guarantees.
​
Save on your premium : For this, we make sure that you you can get the best coverage at the cheapest price.
Please note: the prices being substantially equal between insurers, the difference is made in the amount of deductibles and different ceilings,
​​
Claims management as closely as possible: a single point of contact and a network of experts at your disposal.